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What Are Foreclosure Surplus Funds and How Can You Recover Them?

  • Andre Green
  • Apr 5
  • 2 min read



Every year, millions of dollars in foreclosure surplus funds go unclaimed, leaving homeowners unaware of the financial relief to which they’re entitled. If your property was sold in a foreclosure or tax sale, you might be owed surplus funds. At Greenthumb Connections LLC, we specialize in helping homeowners recover these funds quickly and with zero upfront costs.


What Are Foreclosure Surplus Funds?


Foreclosure surplus funds are the excess money remaining after a property is sold at auction for an amount exceeding the amount owed on the mortgage or taxes. For example, if your home was sold for $200,000, but you only owed $150,000, the $50,000 difference is considered surplus funds. The court or county holds these funds, which belong to the former homeowner.


Why Are Surplus Funds Often Left Unclaimed?


Many homeowners miss out on their surplus funds due to:

  • Lack of Awareness: They don’t know these funds exist or that they’re entitled to them.

  • Complex Processes: The legal and administrative steps to recover funds can be overwhelming.

  • Scams and Misinformation: Fraudulent services may discourage rightful claims by charging upfront fees or providing false information.


How to Recover Your Surplus Funds


Recovering surplus funds may seem daunting, but it’s achievable with the right steps:

  1. Check Your Eligibility: Contact the court or county where the foreclosure or tax sale occurred to confirm if surplus funds exist.

  2. Prepare the Required Documents: Gather proof of ownership, foreclosure details, and valid identification.

  3. Submit Your Claim: File a claim with the appropriate office, following its specific procedures.

  4. Follow Up: Be persistent, as the process can take weeks or months, depending on the complexity.







Why Choose Greenthumb Connections LLC?


Recovering surplus funds doesn’t have to be stressful. At Greenthumb Connections LLC, we handle everything for you—from paperwork to court communications—so you can focus on rebuilding your financial stability. Here’s why homeowners trust us:

  • No Upfront Costs: You only pay when we successfully recover your funds.

  • Expert Guidance: We navigate the legal process to ensure your claim is processed efficiently.

  • Local Expertise: We specialize in recovery services across Connecticut, Rhode Island, and Miami-Dade County, Florida.


Don’t leave your surplus funds unclaimed. If you believe you’re owed money from a foreclosure or tax sale, let Greenthumb Connections LLC handle the hard work for you. Contact us today for a free consultation and take the first step toward reclaiming what’s rightfully yours.



 
 
 

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